Flood Insurance: What You Need to Know

In the United States, floods are the most common disaster. Each year recovery costs increase, making floods a growing problem. Every state in the U.S. can experience flooding – and each has within the past 50 years. The damage caused by flooding can be devastating but flood insurance can help. Here’s what you need to know about floods and flood insurance.

Dos and Don'ts after a car accident Spickelmier Insurance

What to Do and Not to Do After a Car Accident

Being in involved in a car accident not only ruins your day, but can also leave you shaken up, which affects how well you react. Many people even say that their minds go blank after the initial impact. While this is perfectly normal, it’s important to take certain steps immediately following the accident to ensure your safety and protect yourself against false claims. So after you take a deep breath, make sure you know these top things to do and not to do in the moments after a car accident.

Closing a Home in Hurricane Season

In Florida, hurricane season lasts from June 1 to November 30. During this time, the state sees an increased risk of impact from both hurricanes and tropical storms. Most Florida home buyers are aware of this, but what some don’t realize is that closing on a home during hurricane season can impact their ability to buy homeowners insurance.

What You Need to Know About Business Insurance

Dealing With Insurance Needs for Your Business

If you are a business owner, it’s important to remember that accidents happen. Fire, falls, wrecks, sickness, and even death occur to individuals and businesses alike. Business insurance is a crucial part of your company’s overall financial health and stability. Regardless of how big or small your company may be, here are some things you should keep in mind when thinking about business insurance.

Event Insurance Spickelmier Insurance Company

Bringing Your Event Together with Event Insurance

With summer’s wedding season now upon us, it’s time to consider an important factor in event planning: Event Insurance. Whether you are a full-time event planner or you have a special occasion coming up that you are preparing for, event insurance is an important factor to consider. The question of whether or not event insurance is warranted is common, so we’ve put together some things to keep in mind when considering this option for your special event.