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Author Archives: Spickelmier Insurance

Why You Need Commerical Vehicle Insurance for Your Business

Business Insurance, CommercialBy Spickelmier InsuranceNovember 20, 2019

As a small business owner, it is likely that you already own personal car insurance. In the United States, it is illegal to drive a car without at least a minimum amount of insurance coverage. However, you may not be aware of the reasons that you should also have commercial vehicle insurance for your business.

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Free e-Book Now Available for First-time Home Buyers & Sellers

HomeownersBy Spickelmier InsuranceNovember 19, 2019

You’re someone who likes to be prepared and do research when it comes to something as big as buying or selling your first home. There are many areas of the process to know and address, some you might not even know about.

Photo of wedding day reception

Do You Need Event Insurance for Your Wedding?

Event InsuranceBy Spickelmier InsuranceNovember 13, 2019

Recently engaged? Congrats! Now comes the fun part: planning your dream wedding. Between choosing a venue and picking out wedding rings and everything in between, there’s a lot that goes into planning a wedding. But one of the aspects of planning your big day that you won’t want to overlook is that of purchasing event…

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Flood Insurance: What You Need to Know

FloodBy Spickelmier InsuranceOctober 15, 2019

In the United States, floods are the most common disaster. Each year recovery costs increase, making floods a growing problem. Every state in the U.S. can experience flooding – and each has within the past 50 years. The damage caused by flooding can be devastating but flood insurance can help. Here’s what you need to…

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What to Do and Not to Do After a Car Accident

AutoBy Spickelmier InsuranceSeptember 22, 2019

Being in involved in a car accident not only ruins your day, but can also leave you shaken up, which affects how well you react. Many people even say that their minds go blank after the initial impact. While this is perfectly normal, it’s important to take certain steps immediately following the accident to ensure…

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Closing a Home in Hurricane Season

HomeownersBy Spickelmier InsuranceSeptember 10, 2019

In Florida, hurricane season lasts from June 1 to November 30. During this time, the state sees an increased risk of impact from both hurricanes and tropical storms. Most Florida home buyers are aware of this, but what some don’t realize is that closing on a home during hurricane season can impact their ability to…

Everything You Need to Know About Workers Comp Insurance

Business Insurance, Workers CompBy Spickelmier InsuranceAugust 24, 2019

As a business owner, workers compensation insurance is something you need to be thinking about. If you own a business that employs 5 or more employees, it’s a requirement. But even if you have less than 5 employees, as your business grows, you will need to have a game plan for how to properly insure…

The Need for Errors and Omissions (E&O) Insurance

Business Insurance, Commercial, E&O InsuranceBy Spickelmier InsuranceAugust 10, 2019

If your run a business of any kind that involves providing a service to your clients or customers, then you may have heard of Errors and Omissions (E&O) Insurance. However, many business owners don’t have a solid understanding of what this type of insurance is and exactly what kind of coverage it provides.

Dealing With Insurance Needs for Your Business

Business Insurance, Commercial, Life & Health, Workers CompBy Spickelmier InsuranceJuly 27, 2019

If you are a business owner, it’s important to remember that accidents happen. Fire, falls, wrecks, sickness, and even death occur to individuals and businesses alike. Business insurance is a crucial part of your company’s overall financial health and stability. Regardless of how big or small your company may be, here are some things you…

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Bringing Your Event Together with Event Insurance

Event InsuranceBy Spickelmier InsuranceJuly 8, 2019

With summer’s wedding season now upon us, it’s time to consider an important factor in event planning: Event Insurance. Whether you are a full-time event planner or you have a special occasion coming up that you are preparing for, event insurance is an important factor to consider. The question of whether or not event insurance…

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